Business Services

Cash Management

Managing multiple accounts, processing payments, and transferring funds shouldn't slow you down. With our cash management tools, you can stay focused on running your business while we handle the details.

Postive Pay
Payroll Processing
Wire Transfers
24/7 Account Management

Remote Deposit Capture

Simply sign, scan, and send, and we’ll handle the rest.

Save Time and Reduce Expenses
Faster Access to Funds
Deposit Anytime, Anywhere
Streamlined Business Banking
Enhanced Security
Simplified Recordkeeping

Merchant Card Services

Your business needs a reliable way to accept credit and debit card payments to increase sales and meet customer expectations.

Accept All Major Credit and Debit Cards
Boost Your Cash Flow
24/7 Technical Support
Free Equipment Training
Clear, Detailed Monthly Statements
Low Processing Fees

ACH Services

Opting for electronic payments eliminates printing, mailing, and processing physical checks, boosting efficiency and cutting costs.

Faster Processing
Cost Effective
Enhanced Security
Optimized Cash Flow Forecasting

Neighbors Serving Neighbors Since 2003

Why Heritage?

Your local dollars are invested in our local communities with local lenders and local decisions, because at Heritage Bank, we are Neighbors Serving Neighbors.

Neighbor-Approved

For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.

Financial Empowerment

We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.

Community Focus

We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.

FAQs

What is cash management?

Cash Management is a tool designed to help businesses manage their finances more efficiently. It allows you to process payroll deposits and set up multiple users with different levels of access to your accounts. Whether you need to streamline payments or delegate financial tasks within your team, our cash management services provide the flexibility and control you need.

Our team is happy to walk you through the features and help you determine if it’s the right fit for your business.
What is remote deposit capture?
How do you do payroll for a small business?

Payroll for small businesses can be done simply by using our Cash Management tool. It is designed to help businesses manage their finances more efficiently. It allows you to process payroll deposits and set up multiple users with different levels of access to your accounts. Whether you need to streamline payments or delegate financial tasks within your team, our Cash Management services provide the flexibility and control you need.

Our team is happy to walk you through the features and help you determine if it’s the right fit for your business.
Can I open a business bank account online?
Business bank accounts must be opened in person due to the number of required documents. These may include:
- Driver’s license
- Social Security Number (SSN) or Employer Identification Number (EIN)
- Business formation documents (LLC, Corporation, Partnership, or Non-Profit Organization paperwork)
Our team is happy to guide you through the process and ensure you have everything you need to get started. Stop by one of our branches, and we’ll take care of the rest.

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Cash Management

Remote Deposit Capture

Merchant Card Services

ACH Services

Everything you need in a bank plus we are Neighbors Serving Neighbors.

Neighbors Serving Neighbors Since 2003

Why Heritage?

Neighbor-Approved

Financial Empowerment

Community Focus

FAQs

What is cash management?

What is remote deposit capture?

How do you do payroll for a small business?

Can I open a business bank account online?

Ready to be a Neighbor?