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Everything you need in a bank plus we are Neighbors Serving Neighbors.

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Serving Our Neighbors Since 2003

We’re proud to provide trusted banking services to our communities for over 20 years and counting.

Loans Built for Your Life

Whatever life brings next, count on Heritage for the right financing solution with flexible terms that fit your needs.

Your Partner in Business Success

Whether you’re running a small business or a large farm operation, we have the products, services, and resources you need to write your success story.

Become a  Neighbor

Personal Checking

Neighbor Rewards Checking

Choose free checking that earns high interest and refunds on foreign ATM withdrawal frees, nationwide.

Personal Savings

Neighbor Rewards Savings

Link your Neighbor Rewards Checking to your Neighbor Rewards Savings – earn high interest. 

Lebanon Back Lobby Teller Station
We wholeheartedly believe we’re serving our Neighbors. Our goal is to be true partners with our customers, so we can all succeed together.
John Gideon
Executive Vice President – Senior Credit Officer

Personal Loans Mike

 

More freedom, more choices. Our local lenders have a loan suited to meet your needs – whether you’re financing a home, a vehicle, land, or consolidating debt.

What does your business need to grow? As a premier business lender in South Central Missouri, we offer a broad range of financing options, from long-term construction and ag loans to seasonal lines of credit. Let’s work together to find the right solution for your business.

Ryan Business Loans

 

HBO_Website_Hay Field

 

We work hard to meet your unique operational needs, offering comprehensive agricultural financial solutions with competitive rates and customizable lending options.

Local Dollars

Your Local Bank

Committed to
Our Neighbors

At Heritage Bank, your money stays where it matters most — right here in the community. After all, we’re more than a bank — we’re Neighbors Serving Neighbors.

Become a Neighbor Today

As your friendly hometown bank, our core focus is helping you achieve your dreams. Start your journey as a Neighbor and take the next step in reaching your financial goals!