Business Banking

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Business Checking

A top-tier business account at low to no cost with worry-free convenience.

Versatile checking solution for businesses of all sizes
$5 monthly maintenance fee; waived if $500 minimum balance is maintained
$100 minimum deposit to open

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Free Small Business Checking

Because small businesses deserve extra breaks, not extra headaches

Free checking solution for your growing business
No monthly maintenance fee or minimum balance requirements
Unlimited check writing

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Business Now Checking

Maximize returns and efficiency with interest while maintaining liquidity.

Interest-bearing, checking solution for businesses of all sizes
Earns interest on balances over $2,500
25 free checks per month; 10¢ each thereafter

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Smarter Banking Solutions for Your Business.

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Checking

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Business Savings

Loans

Cash Management

Business Services

Banking Services

Then

2002

Early in 2002 a group of local businesspeople began discussing the possibility or opening an independent community bank. Knowing they'd be investing their own hard-earned dollars to provide capital strength for this bank, these people made up their minds that "'their"bank would not be opened for the purpose of quickly building market share and then selling to the highest bidder. Rather, *their" bank would remain locally owned to serve Lebanon and Laclede County; would gather local deposits by offering above average interest rates; then, loan those dollars to local borrowers who would further improve the Lebanon and Laclede County area through their own la bot and investments.

2003

On September 22, 2003. a strong team of dedicated local bankers opened the doors of Heritage Bank of the Ozarks to implement the plans and ideals of that original group of visionaries.

2003

2013

On November 19. 2013. the team expanded. opening a branch in Camdenton to implement the same ideals in Camden County and the surrounding lake area.

Now

"Their" bank is now your bank ... Heritage Bank of the Ozarks.

	Business Checking	Free Small Business Checking	Business NOW Checking
Compare Accounts
Minimum to Open	$100	$100	$100
Online Banking
Check Writing	25 Free
Business Debit Card
Statement Check Imaging
Overdraft Protection		$500 Overdraft Protection
Balance Requirement	$500	N/A	$2,500
Monthly Fees	$5 Maintenance Fee	N/A	$10 Maintenance Fee
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Neighborly Service

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Financial Empowerment

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Community Focus

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Business Debit Card

Streamline Expense Tracking

Choose free checking that earns high interest and refunds on foreign ATM withdrawal fees, nationwide.*

Merchant Card Services

Accept Credit and Debit Card Payments

Choose free checking that earns high interest and refunds on foreign ATM withdrawal fees, nationwide.*

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