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Mortgage Loans

 

Whether you're buying your first home or your forever home, we're here to help—neighbor to neighbor.

Home Lending Solutions Backed by Local Experts

Every mortgage is different and has its own challenges. We believe that it comes down to matching the right programs with the borrower's needs. Our goal is to save you time and money, while making the process as simple as possible every step of the way. As our neighbor, you deserve nothing less.

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Local Expertise

Our loan advisors have vast knowledge of the South Central Missouri and Lake of the Ozarks real estate market.

Flexible Financing Purposes

This loan option is available for primary residence, second homes or investment properties.

Budget-Friendly Repayment Terms

Our helpful loan advisors will work to find terms that fit your unique situation.
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Free Pre-Approval

Shop with confidence knowing you have financing security.

Affordable Rates and Financing Options

We offer competitively low rates for home purchases or refinancing. With a wide range of financing programs to suit your needs, we’re confident you’ll find a solution that fits your needs.

Our Home Mortgage Loan Program Offerings:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARMs)
  • Federal Housing Administration (FHA)
  • Veterans Affairs (VA) Mortgages
  • Rural Development Mortgages (USDA)
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Expert Guidance and Support Throughout Your Journey

Our experienced loan advisors will ensure you receive the most relevant advice for your situation. From start to finish, we provide detailed, attentive service to make the process smooth and stress-free.
We have the technology, but we also offer high-touch customer service. Our customers know they can call, stop by, text, or email, and we can guide them through every step of the loan process.
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John Gideon
Executive Vice President – Senior Credit Officer

Neighbors Serving Neighbors Since 2003

Why Heritage?

Your local dollars are invested in our local communities with local lenders and local decisions, because, at Heritage Bank, we are Neighbors Serving Neighbors.

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All loans are subject to credit approval.

Become a Neighbor Today!

As your friendly hometown bank, our core focus is helping you achieve your dreams. Start your journey as a Neighbor and take the next step in reaching your financial goals.