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Loans made local—for Neighbors, by Neighbors.

Lending Solutions for Your Personal, Business, and Home

Need the right loan to make your plans happen? As a premier lender in South Central Missouri, we’re proud to serve our Neighbors with flexible solutions for personal, business, and home financing. We’re here to give you more freedom and more choices – let’s bring your goals to life, right here in the place you call home.

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Competitive and Flexible Options

Whatever your plans, Heritage offers competitive rates and flexible repayment terms that work for you.
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Versatile Financing Solutions

Our diverse loan offerings are built to support your goals at every stage of life and every project you take on.
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Service from Your Neighbor

With deep knowledge of South Central Missouri, our local lenders provide expert guidance to help you secure the financing you need.  

Need money for a boat, camper, truck, or something unexpected? Our personal financing options are versatile, and we’ll tailor a loan just for you.

Explore Personal Loans

From term loans and lines of credit to loans for commercial real estate, agriculture, SBA, and USDA, we’re here to keep your business moving forward.

Explore Business Loans

You can count on your Neighbors for affordable lending solutions and support, whether you’re buying a home, refinancing, or tapping into your home’s equity.

Explore Home Loans

I personally find the greatest satisfaction in knowing we played a small part in a business owner’s or a farmer’s success. It’s all about being true, good partners with our customers so we can all succeed together.
JohnGideon-2
John Gideon
Executive Vice President – Senior Credit Officer
Local Dollars

Neighbors Serving Neighbors Since 2003

Why Heritage?

Your local dollars are invested in our local communities with local lenders and local decisions, because at Heritage Bank, we are Neighbors Serving Neighbors.

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Become a Neighbor Today!

At Heritage Bank, our core focus is helping you achieve your dreams. Start your journey as a Neighbor and take the next step in reaching your financial goals!