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Online Banking
Online Banking

Free Small Business Checking

 

Designed for our Neighbors who are building their dreams, from small startups to growing enterprises. 

A Business Account as Ambitious as You Are

Picture this: You’re meeting clients, restocking inventory, or brainstorming your next big idea. With Heritage Bank, you have the peace of mind that your finances are in check.
No maintenance fees.
No minimum balance requirements.
Just an account that lets you focus on what matters most – running your business. 

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HBO_Website_Lebanon Loan Assistant

Smarter Banking Solutions for Your Business

  • No monthly maintenance fee
  • Unlimited check writing
  • No minimum balance requirements
  • Free E-statements
  • Free business debit card
  • Free check imaging
  • $100 minimum deposit to open

ADDITIONAL FEATURES
PAYROLL PROCESSING

Payroll Processing option for business customers allows you to submit your payroll effortlessly through our seamless Online Banking platform.1
MERCHANT SERVICES

We partner with a local Merchant Credit Card Service to provide your business with the tools required to meet your financial goals.
REMOTE DEPOSIT CAPTURE

Don’t have time to stop by the bank to make a deposit? No big deal! For a small monthly fee, you can make deposits from the security of your desk using a remote deposit scanner. This product allows you to maximize your business’s cash flow and efficiencies.1
POSITIVE PAY

Your accounts' security and safety are important to us, and Positive Pay/Account Reconciliation is another way to keep your accounts safe! This feature allows you to review all checks that are processing through your account before they process. Peace of mind is priceless, and this feature is one way to help keep your account secure.1
BUSINESS DEBIT CARD

Access to your funds anywhere at any time is a must, and we make that possible for you with a Business Debit Card.
BUSINESS CREDIT CARD

Discover the ideal credit card to foster the growth of your business in our comprehensive offering. Enjoy seamless online accessibility, the option to issue multiple cards, and a rewarding preferred points program that allows you to redeem your benefits. (Please note that the Preferred Points Card incurs an annual fee of $49 per account.)
ONLINE BANKING

Explore the convenience of our updated online banking platform, designed to meet your evolving financial needs. Experience hassle-free banking on the go, and if you have multiple users requiring account access, we’ve got you covered. Our Cash Management feature empowers business customers with individual logins for each user, enabling customizable access privileges. You can also seamlessly integrate your online account with QuickBooks®. Simplify your banking experience with our Online Banking services.
ADDITIONAL DEPOSIT INSURANCE

Do your deposits need additional coverage? Secure them with this service, which offers the convenience of a single banking relationship. CDARS/ICS companies can easily access multi-million-dollar FDIC protection on their accounts.1
At Heritage Bank of the Ozarks, your business is never just an account number – you’re a valued Neighbor. We’ll always work to build a relationship with you so we can understand how best to serve your needs.
CrystalWade-1
Crystal Wade
Executive Vice President - Operations

A Real Person,

Always.

1 Monthly fees for this product.

Make Your Money Work Overtime

When your business has extra funds to set aside, a Business Money Market Account is the ideal solution.