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Online Banking
Online Banking

Online Banking

 

Your bank.
Your schedule.

Your time is valuable — so why not take care of your banking whenever and wherever it’s most convenient for you.
With Online Banking, you can manage your accounts, transfer funds, pay bills, and more — all with just a few clicks.

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What you can do with Online Banking:

Access E-statements

View, download, and print your account statements anytime.

Real-Time Balances and Pending Transactions

Stay up to date on your finances with live account updates.

Funds Transfers

Move money between accounts with ease.

Account History Review

Quickly check past transactions, monitor spending, and export data to popular financial management software for easy tracking.

Secure Messaging

Chat directly with our team.

  • Address changes
  • Transaction disputes
  • Travel notifications
  • Check orders
  • Instant-issue debit card requests
  • General banking questions

Set Up Custom Alerts

Get notified about certain transactions, low balances, and more.

Take the Hassle Out of Paying Bills

With Bill Pay, managing your payments is simple, secure, and stress-free. Whether it’s a one-time payment or a recurring bill, you can take control of your finances with just a few clicks.

Who Can Use It?

  • Available to all Heritage Bank of the Ozarks online and mobile banking customers
  • Designed for individuals and businesses who want an easier way to manage bills without writing checks or mailing payments

How it Works:

  1. Log in to Heritage Online Banking or the Heritage Digital Banking app
  2. Navigate to the Bill Pay section
  3. Add payees – Enter the company or person you want to pay
  4. Choose how and when to pay – Set up a one-time or recurring payment
  5. Confirm and send – Payments are securely processed, and you can track them in real-time

Why Use Bill Pay?

  • One-Time or Recurring Payments – Pay bills on your schedule
  • Schedule in Advance – Set up future payments and avoid last-minute stress
  • Automatic Payments – Never miss a due date again
  • Payment Reminders – Stay informed about upcoming bills
  • Person-2-Person Transfers – Send money to friends, family, or employees
  • All Payee Information in One Place – Keep your payments organized
  • Reduce Paper Waste – Go green while streamlining your finances

Send Money with Ease

With our P2P Transfer feature, sending money is simple and secure. Whether you're paying a friend for dinner, sending money to family, or covering shared expenses, P2P transfers let you move money quickly — without the need for cash or checks.

Who Can Use It?

  • Available to all Heritage Bank of the Ozarks online and mobile banking customers
  • Designed for individuals who need to send money to friends, family, or anyone with a U.S. bank account

How it Works:

  1. Log in to your Heritage Online Banking or Heritage Digital Banking app
  2. Navigate to the Person-2-Person Transfers feature
  3. Enter recipient details – All you need is their email address or mobile phone number
  4. Choose the amount and confirm the transaction
  5. The recipient receives a notification and securely enters their bank details to receive the funds

Benefits of P2P Transfers:

  • Fast and Convenient – Send money anytime, anywhere
  • Secure and Reliable – Encrypted for maximum protection
  • No Need for Cash or Checks – Digital payments made simple
  • Easy for Recipients – Funds are deposited directly into their account
Mobile Banking Check List

Mobile Banking

Heritage Digital Banking

Your bank.
Your phone.
Anytime, anywhere.

Downloand our mobile app for Apple ® and Android (™) smart phones.

Explore Mobile Banking

Think of our Online Banking as our fourth branch — always open, always convenient. You get everything you need in a bank, plus the neighborly service you trust.
CrystalWade-1
Crystal Wade
Executive Vice President – Operations
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Neighbor-Approved

For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.
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Financial Empowerment

We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.
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Community Focus

We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.

Technology you expect.
Local service you deserve.

Ready to take control of your banking - anytime, anywhere?