Rates
Rates effective as of 04/15/2025
Neighbor Rewards Checking
| Balance | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
Balances up to $10,000 |
4.889% |
5.00% |
Balances over $10,000 |
0.499% |
5.00% to 0.68% Depending on balance in account |
If qualifications aren't met |
0.01% |
0.01% |
Qualifications
Earning the full rewards is easy. You are probably already doing it. To earn your rewards, do the following activities and transactions in your Neighbor Rewards Checking account each monthly qualification cycle:
- Have at least 15 debit card purchases post and settle
- Sign up for and agree to e-statements
- Have at least 1 direct deposit post and settle
- Have at least 1 automatic payment (ACH) post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide foreign ATM fee refunds the very next month.
Neighbor Rewards Savings
| Balance | Interest Rate | APY |
|---|---|---|
Balances up to $100,000 |
0.747% |
0.75% |
Balances over $100,000 |
0.249% |
0.75% to 0.45% Depending on balance in account |
Qualifications
Opening and maintaining a Neighbor Rewards Checking automatically qualifies you for a Neighbor Rewards Savings account.
Premium Money Market
| Balance | Interest Rate | APY |
|---|---|---|
$2,500.00 - $149,999.99 |
3.929% |
4.00% |
$150,000.00 and above |
4.025% |
4.10% |
Money Market
| Balance | Interest Rate | APY |
|---|---|---|
$2,500.00 - 9,999.99 |
0.15% |
0.15% |
$10,000.00 - 49,999.99 |
0.20% |
0.20% |
$50,000.00 - 149,999.99 |
0.35% |
0.35% |
$150,000.00 and above |
0.50% |
0.50% |
Savings Accounts
| Balance | Interest Rate | APY |
|---|---|---|
0.15% |
0.15% |
|
0.15% |
0.15% |
Everything You Need in a Bank ...
Plus, so much more. We are simply Neighbors Serving Neighbors.
