ACH Services
Payroll and Electronic Payment Solutions for Your Business
How can Automated Clearing House (ACH) services help your business? ACH allows you to make and receive fund transfers electronically – from providing direct deposits of payroll to accepting online payments. As your Neighbor, we offer these services to simplify your accounts payable and receivable processes as a convenience to you, your customers, and your employees.


Faster Processing
ACH services accelerate transaction processing.

Cost Effective
Lower expenses by reducing the costs associated with processing paper-based transactions.

Enhanced Security
Secure electronic payments minimize check fraud exposure.

Service From Your Neighbor
Questions? Our local business experts are right down the road.

Why should your business use ACH services?
If you enjoy saving time, money, and keeping your staff happy, ACH services are for you. By opting for electronic payments, you can eliminate the hassle of printing, mailing, and processing physical checks, boost efficiency, and cut costs. ACH payments offer a faster, more convenient and cost-effective alternative to traditional check processing.
Added Benefits
No more waiting for checks to clear for funds to become available. With ACH payments, funds are deposited directly into your account, reducing wait times and giving you quicker access to your money – so you can manage expenses, make purchases, or reinvest in your business without unnecessary delays.
Conveniently accept payments from customers and vendors. ACH payments eliminate the hassle of handling checks, and reduce processing costs, ensuring you receive payments securely and on time with minimal effort.
Minimize errors and the risk of failed transactions. ACH transactions provide a more secure and accurate way to send and receive money, minimizing disruptions and ensuring a smoother, more reliable cash flow for your business.
Through reliable, consistent, and predictable payment schedules, you can more accurately plan for your future cash flow needs. With improved cash flow visibility, you can confidently plan for payroll and upcoming expenses.
ACH services make everyone’s life easier and less stressful. Business owners love the time - and cost-savings, and employees appreciate getting paid on time and conveniently with direct deposits.

FAQs
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How do I enroll my business in ACH services?
ACH services are available to business customers through our Cash Management program. To get started, speak with one of our Customer Service Representatives. They’ll walk you through the enrollment process and help ensure you have the right setup for your business needs.
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How long do ACH transactions take to process?
ACH transactions typically take 3-5 business days to process. ACH files should be submitted at least 2 days before the desired processing date to ensure timely payments.
If you have specific timing needs, our team can help you navigate the process and find the best solution for your business.
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What information is needed to set up ACH payments?
To set up an ACH payment, you'll need the following details for the payee:
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First and last name
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Account number
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Routing number
If you have any questions or need assistance, our team is happy to help guide you through the process.
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What types of transactions can be processed through ACH?
Through our Cash Management services, you can process both ACH credits (deposits) and ACH debits (withdrawals). Common uses include:
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Payroll deposits
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Monthly donations
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Church offerings
If you're interested in using ACH for your business or organization, our team can help you get started.
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Can I use ACH for payroll direct deposit?