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Business Lines of Credit

 

When opportunity knocks,
your business will always be ready. 

Contact a Business Banker

Your Business’s Financial Safety Net

Every business faces ebbs and flows – unexpected opportunities, seasonal shifts, or inventory demands. With a Business Line of Credit from your Neighbors, you’ll have the flexibility to tackle these moments head-on. 

Whether you’re stocking up on inventory, taking advantage of supplier incentives, or managing cash flow during slower months, a line of credit ensures that funds are there when you need them. With competitive rates and customized repayment options, you’ll have the confidence to make decisions that drive your business forward. 

Seasonal Fluctuations

Smooth cash flow during high and low periods.

Inventory Management

Restock with confidence, knowing your funds are at your fingertips.

Trade Discounts

Take advantage of supplier discounts and early payment incentives.

Working Capital

Cover operating expenses without having to worry.
Lebanon Drive-Thru

Business Lines of Credit

Stay Agile with
On-Demand Funds

Apply once, and enjoy access to funds whenever you need them – without re-applying.

Pay interest on only what you use, keeping costs in check.

With local decision-making and personalized support, our expert lenders are here to ensure every detail aligns with your business goals. 

Request Info

Partnering with local businesses to provide the funding they need is one of the most rewarding parts of what I do. It’s incredible to see their hard work turn into a lasting impact on our community.
RyanSouthard-1
Ryan Southard
Senior Vice President & Senior Commercial Loan Officer - NMLS 1082152
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Neighbor-Approved

For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.

Financial Empowerment

We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.

Community Focus

We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.

Everything you need in a bank plus we are Neighbors Serving Neighbors.

Flexibility Starts Here

Ready to give your business the financial edge it needs? Visit us or call to secure a Business Line of Credit that keeps you moving forward.