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Business Certificates of Deposit (CDs)

 

Your vision deserves a strong foundation. We're here to help you succeed – Neighbor to Neighbor.

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Make your savings as strong as your entrepreneurial spirit.

Your business is more than just a job – it’s your passion, your vision, and your legacy in the making. At Heritage Bank, we understand the drive that keeps business owners going, which is why we offer Business Certificates of Deposit for your banking needs.

With competitive, fixed rates and terms, a Business CD provides a guaranteed return on your savings, giving you a dependable way to plan for your next big step. Whether you’re dreaming of expansion, upgrading equipment, or simply securing your finances for the future, a Business CD is a smart, low-risk investment designed to work alongside your vision. 

Unlike other investments, Business CDs keep your earnings steady and predictable – no market surprises, no guesswork. And with FDIC insurance, your savings are as safe as your determination is bold.


 

For the Dreamers Who Think Big and Plan Smart

  • Set aside funds for future business goals
  • Competitive, fixed rates for the length of term
  • Greater earnings than standard savings
  • A wide range of terms available (from 3 months to 5 years)
  • Penalty for early withdrawal
  • $1,000 minimum deposit to open
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For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.
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We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.
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Real Neighbors, Real Rewards

Banking should feel rewarding, and at Heritage Bank of the Ozarks, we’ve made it simple with Neighbor Rewards Checking.