Built for Business, Backed by Neighbors
We know that running a business isn’t a 9-to-5 job – it’s your passion, your livelihood, and your connection to the community. That’s why our Business Checking account is crafted to meet the unique demands of businesses like yours. With flexible features, minimal fees, and tools that make managing your finances simpler, we’re here to help your business thrive.
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$5 monthly maintenance fee; waived if $500 minimum balance is maintained
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25 free checks per month; 10¢ each thereafter
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25 free deposits per month; 10¢ each thereafter
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Earnings credit may reduce or offset fees
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$100 minimum deposit to open
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FDIC-insured
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Free cash management
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Free E-statements
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Free mobile banking
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Free business debit card
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Free check imaging
Additional Features
PAYROLL PROCESSING
Payroll Processing option for business customers allows you to submit your payroll effortlessly through our seamless Online Banking platform.1
REMOTE DEPOSIT CAPTURE
Don’t have time to stop by the bank to make a deposit? No big deal! For a small monthly fee, you can make deposits from the security of your desk using a remote deposit scanner. This product allows you to maximize your business’s cash flow and efficiencies.1
POSITIVE PAY
Your accounts' security and safety are important to us, and Positive Pay/Account Reconciliation is another way to keep your accounts safe! This feature allows you to review all checks that are processing through your account before they clear. Peace of mind is priceless, and this feature is one way to help keep your account secure.1
BUSINESS DEBIT CARD
Access to your funds anywhere at any time is a must, and we make that possible for you with a Business Debit Card.
BUSINESS CREDIT CARD
Discover the ideal credit card to foster the growth of your business in our comprehensive offering. Enjoy seamless online accessibility, the option to issue multiple cards, and a rewarding preferred points program that allows you to redeem your benefits. (Please note that the Preferred Points Card incurs an annual fee of $49 per account.)
ONLINE BANKING
Explore the convenience of our updated online banking platform, designed to meet your evolving financial needs. Experience hassle-free banking on the go, and if you have multiple users requiring account access, we’ve got you covered. Our Cash Management feature empowers business customers with individual logins for each user, enabling customizable access privileges. You can also seamlessly integrate your online account with QuickBooks®. Simplify your banking experience with our Online Banking services.
ADDITIONAL DEPOSIT INSURANCE
Do your deposits need additional coverage? Secure them with this service, which offers the convenience of a single banking relationship. CDARS/ICS companies can easily access multi-million-dollar FDIC protection on their accounts.1
At Heritage, your business is never just an account number – you’re a valued Neighbor. We’ll always work to build a relationship with you so we can understand how best to serve your needs.

We take care of our Neighbors.
1 Monthly fees for this product.