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Cash Management

 

Smarter Banking for Your Business

Running a business means making every dollar and every minute count. Our cash management services are designed to help you save time, increase efficiency, and maintain total control over your finances - all from the convenience of your office or any internet-connected device. 
Cash Management

Streamline Your Cash Flow

Managing multiple accounts, processing payments, and transferring funds shouldn't slow you down. With Heritage Bank of the Ozarks' cash management tools, you can stay focused on running your business while we handle the details.

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Business Neighbors
Save time. Increase efficiency. Bank at Heritage.

Time-Saving Tools

Automate payments, transfers, and more to keep your business running smoothly. 

Custom Access Controls

Grant unique levels of access to employees based on their roles.

24/7 Account Management

View account histories, pay bills, transfer funds, and initiate stop payments anytime, anywhere.1

Wire Transfers

Send and receive electronic payments securely and efficiently.2

Secure & Encrypted

Advanced security measures protect your business finances. 

Seamless Integration

Manage all your Heritage Bank business deposit accounts in one place. 

Protect Your Business from Check Fraud

Fraud prevention is more important than ever, and Positive Pay is your business’s first line of defense. This automated fraud detection tool helps safeguard your accounts by identifying unauthorized or altered transactions before they clear.2

How it Works

✔ Monitor Transactions in Real Time – Compare posted checks against your pre-approved list.
✔ Prevent Unauthorized Payments – Flag and review suspicious transactions before they are processed.
✔ Reduce Fraud Risk – Detect discrepancies and protect your business from financial loss.
✔ Customize Security Settings – Set approval parameters based on your business’s needs.
✔ Easy Online Management – Review, approve, or reject transactions from anywhere.

With Positive Pay, you stay in control of your business finances while minimizing risk. 

Simplify Payroll and Pay Your Team with Ease

Managing payroll doesn’t have to be time-consuming. Our Payroll Processing services streamline payments, helping you stay compliant and ensuring your employees are paid accurately and on time.

How it Works

✔ Direct Deposit – Pay employees securely and efficiently.
✔ Tax Calculations & Filing – Reduce errors and stay compliant with payroll tax regulations.
✔ Custom Payroll Schedules – Set up weekly, biweekly, or monthly payroll processing.
✔ Employee Wage & Deduction Management – Easily handle benefits, overtime, and deductions.
✔ Secure & Confidential – Protect sensitive employee data with encrypted payroll processing.
✔ Simplified Payroll Reporting – Access detailed records and reports for easy tracking.

Let us take the hassle out of payroll so you can focus on growing your business.

1 Internet access is required; standard data rates may apply. 

2 Fees may apply.

Take Control of Your Business Finances Today

Cash management doesn’t have to be complicated. With us, you’ll have the tools you need to manage your business finances with confidence. 

Let’s simplify your banking. Contact us today to enroll.