Certificates of Deposit (CDs)
Lock in your rate.
Secure your future.

Your Future Called – It Loves the Sound of a Guaranteed Rate
You know the value of planning ahead – whether it’s for the next season, the next big purchase, or the next chapter in life. A Certificate of Deposit (CD) from your Neighbors helps you do just that, with a competitive rate that rewards you for saving. Choose a term that fits your goals, earn more than a standard savings account, and rest easy knowing your investment is FDIC-insured.
- Competitive, fixed interest rates – higher than standard savings
- Wide range of terms available – from 3 months to 5 years
- More security than riskier investments
- CDs are subject to penalty for early withdrawal
- $1,000 minimum deposit to open
- Your funds are safe and secure with FDIC insurance
Set it, forget it, and watch your savings grow.
With a CD, you’re in control. Whether you’re saving for a new home, retirement, or a dream vacation, a fixed-rate return helps you grow your money with confidence.



Neighbor-Approved
For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.

Financial Empowerment
We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.

Community Focus
We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.