Agricultural Loans
We are rooted in agriculture, just like you.
Your Neighbor in Rural Lending
In Missouri, farming isn’t just a job – it’s a way of life. At Heritage Bank, we understand the challenges and triumphs of agriculture because we live it, too. Whether raising a herd, planting the next season’s hay crop, or upgrading equipment, we’re here to help you grow.
From full-time operations to weekend ranchers, our Agricultural Loans are built to support the backbone of our community. With competitive rates, flexible options, and local decision-making, you can count on us to provide reliable support for your operation needs season after season.
Agricultural financing
tailored to your needs:
Stay efficient and ready for the field with financing for tractors, balers, trucks, and more. Whether you need to replace aging equipment or invest in the latest technology, we’ll help you find the right loan to keep your farm running smoothly.
Increase your herd, improve your genetics, or expand into new livestock ventures. Our financing options support cattle, poultry, swine, and other livestock purchases, ensuring you have the resources to build a strong and profitable operation.
Make your mark on the land with financing for farm and ranch real estate. Whether you are purchasing a new acreage, making improvements to increase productivity, or refinancing existing loans for better terms, we offer flexible lending options to fit your goals.
Construct a barn, build a fence, purchase a corral system, or create storage spaces that grow with you. Whether you need a new grain bin, a livestock shelter, or irrigation infrastructure, we’ll help finance the structures that keep your farm productive and efficient.
Farming doesn’t stop when the seasons change – make sure your cash flow doesn’t either. Cover the cost of seed, feed, fertilizer, fuel, and other essential expenses to keep your operation running smoothly year 'round.

Flexible Financing for Every Operation
Our agricultural lending team knows the ins and outs of farming—and the unique demands that come with it. With personalized service and an easy application process, we’ll help you find the right financing solution, all backed by local decision-making and a commitment to seeing you succeed.

Running a farm or ranch comes with its own challenges, and I know firsthand how vital the right financing can be. My goal is to provide solutions that make sense for our rural Neighbors.


Neighbor-Approved
For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.

Local Decisions
Our expert ag lenders understand the industry inside and out, offering personalized guidance, local decision-making, and financial solutions that work as hard as you do.

Farmer Focus
We don’t just lend to farmers—we farm too. Let's cultivate our futures together.
Everything you need in a bank plus we are Neighbors Serving Neighbors.
Let’s Cultivate Together
