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Neighbor Rewards Savings

 

Watch Your Savings Grow, Effortlessly

Saving should be simple – and rewarding. With Neighbor Rewards Savings, your balance grows automatically while you earn competitive interest. Linked to your free Neighbor Rewards Checking, this account helps you maximize your savings with no hassle. Because at Heritage Bank of the Ozarks, we believe in Neighbors Serving Neighbors – and rewarding you for banking local.

  • 0.75% APY on balances up to $100,0001
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking, mobile banking, and E-statements
  • 6 free withdrawals/transfers per month; $1 each thereafter2
  • $100 minimum deposit to open  
Lebanon Back Lobby Teller Station

Real Neighbors, Real Rewards

Neighbor Rewards Savings

Grow your money without hesitation. Open a  Neighbor Rewards Checking and meet qualifications to earn the highest available rate on your savings automatically.

Ready to Join?

Online Banking 

Explore the convenience of our online banking platform, designed to meet your evolving financial needs. Experience hassle-free banking on the go, and if you have multiple users requiring account access, we've got you covered. 
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Mobile Deposit

You don't need to worry if you're too busy to visit the bank for a deposit. Conveniently deposit checks from anywhere using your online banking account from a smartphone or tablet.
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Our Neighbor Rewards products were designed with our Neighbors in mind. We wanted to make managing your money easier, helping you save and enjoy the benefits of being part of our community.
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Lance Boyer
President & CFO
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Neighbor-Approved

For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.
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Financial Empowerment

We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.
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Community Focus

We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.

Everything you need in a bank plus we are Neighbors Serving Neighbors.

1 APY=Annual Percentage Yield. APYs accurate as of 4/15/25. Rates may change after account is opened. The Neighbor Rewards Savings APYs may be less than Neighbor Rewards Checking APYs. Neighbor Rewards Savings Interest is paid based on: (1) balances up to $100,000 in Neighbor Rewards Savings receive an APY of 0.75%; and (2) balances over $100,000 in Neighbor Rewards Savings earn 0.25% interest rate on portion of balance over $100,000, resulting in 0.75% - 0.45% APY depending on the balance.

2 Transfers and payments made through online banking and bill pay count toward the limit of six per month. Excess transfers are not permitted and will be assessed $1 each in excess of six. In-person withdrawals are unlimited.

Neighbor Rewards Checking

Start earning up to 5.00% APY with Neighbor Rewards Checking when you meet qualifications. Banking with benefits has never been easier.
 
Ready to join your Neighbors in smarter, more rewarding banking?