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Make Your Money Work Overtime Without Giving Up Access 

When your business has extra funds to set aside, a Business Money Market Account is the ideal solution. It balances growth and accessibility, offering competitive, tiered interest rates designed to maximize your earnings while keeping your money within easy reach for opportunities or unexpected needs.

  • Tiered interest rates – Higher balances earn higher returns

  • Unlimited in-person withdrawals – Access your funds when you need them most

  • 6 free transfers/checks per month – Stay flexible; $10 for each additional transfer1

  • No sacrifices – Interest is credited monthly, so your money is always working for you

  • Fee-friendly – $10 monthly maintenance fee waived with a $2,500 minimum balance2

  • Simple management tools – Free online banking, E-statements, and mobile banking

  • $100 minimum deposit to open

Let your business savings reach new heights.

With higher balances earning higher rates, you can trust that your profits aren’t just sitting still – they’re actively contributing to your future success. 

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Neighbor-Approved

For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.

Financial Empowerment

We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.

Community Focus

We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.

Built for Business, Backed by
Neighbors Serving Neighbors.

1 Transfers and payments made through online banking and bill pay count toward the limit of six per month. Excess transfers will be assessed $10 each in excess of six. In-person withdrawals are unlimited.

2 Avoid a $10 monthly maintenance fee with a minimum daily balance of $2,500.00 or an average collected balance of $7,500.00.

Real Neighbors, Real Rewards

Banking should feel rewarding, and at Heritage Bank of the Ozarks, we’ve made it simple with Neighbor Rewards Checking.