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Online Banking
Online Banking

Heritage Regular Checking

 

Flexibility and convenience you need with the trusted, local banking experience you deserve.

Open in Minutes

Convenient, Secure, and Neighbor-Approved

Managing your money should be simple and stress-free. With Heritage Regular Checking, you get a secure, everyday checking account designed for convenience. Enjoy unlimited check writing, free online banking, and the personalized service you expect from Heritage Bank of the Ozarks — because we believe in Neighbors Serving Neighbors.

  • Unlimited check writing with free check imaging
  • Free online banking, bill pay, and mobile banking for easy account access
  • Free Visa® debit card for everyday purchases
  • $5 monthly maintenance fee waived when you maintain a $500 minimum balance
  • FDIC insured for security and protection 
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A Checking Account Built for Your Everyday

Heritage Regular Checking

With just a $100 minimum deposit to open, you’ll enjoy secure and convenient checking backed by local banking experts who put your needs first. 

Open in Minutes

Additional Account Features

Online Banking 

Explore the convenience of our online banking platform, designed to meet your evolving financial needs. Experience hassle-free banking on the go, and if you have multiple users requiring account access, we've got you covered. 

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Debit & Credit Cards

It is essential to ensure you have access to your funds whenever and wherever you use them. Our Heritage Bank instant issue debit card makes this a reality. We also have a variety of credit card options to match your lifestyle.

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Bill Pay

Paying bills may often feel like a chore, but with our Bill Pay feature seamlessly integrated into our online platform, you can effortlessly manage your payments from the comfort of your own home using your preferred service.

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Person-to-Person Transfer

Need to send money to someone but lack their banking details? Thanks to our "P2P Transfers," all you require is the recipient's name and phone number. With a simple click, a link is dispatched to their phone, allowing them to seamlessly enter their bank account info and complete the transfer process.

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ATM & Deposits

You don't need to worry if you're too busy to visit the bank for a deposit. Conveniently deposit checks from anywhere using your online banking account from a smartphone or tablet. Or do normal banking hours not fit your schedule? Our Heritage Bank ATM offers 24/7 deposit services.

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Deposit Insurance

Deposit balances over $250,000 may participate in CDARS/ICS, a product that offers the convenience of one banking relationship.*
*Fees may apply

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Neighbor-Approved

For over 20 years, our Neighbors have trusted their Neighbors at Heritage Bank. You can, too.
Financial Empowerment

Financial Empowerment

We take your local dollars and invest them locally with all local decisions. We listen and help instill financial confidence in our Neighbors.
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Community Focus

We are more than a local bank; we see our customers as Neighbors. Community involvement isn’t just something we do; it’s who we are.
Every day, I help Neighbors find the right account for their needs. If you’re looking for something simple and dependable, this checking account keeps banking easy — just what you need to manage your money.
KathyEwert-1
Kathy Ewert
Lebanon - Customer Service Representative

Everything you need in a bank plus we are Neighbors Serving Neighbors.

Ready to Start Saving

Whether you’re saving for something special or just setting aside extra for life’s “just in case” moments, we’ve got you covered. With a Heritage Regular Savings account, you’ll earn interest while keeping your money within reach when you need it.