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Debit & Credit Cards

 

Personal Card Solutions from Heritage Bank

Our debit and credit cards offer the convenience and flexibility you need to manage your personal and business finances. Whether you’re on the go or handling everyday transactions, our cards are designed to make banking simpler and more accessible.

Heritage Bank Debit and Credit Cards

Personal Debit Card Details:

Your free Heritage Bank debit card makes purchasing easier. Safer than carrying a lot of cash or using checks, you simply swipe your card and go. There are no fees, no interest, no hassles. But if you do need cash, no worries. You have access to free ATMs nationwide via the TransFund® network!

  • Request a new debit card and have it in your hands, ready to use the very next day

  • Swing by our ATMs in Lebanon and Camdenton to make a cash or check deposit 24 hours a day, 7 days a week

  • Accepted worldwide anywhere Visa® is accepted

  • Withdraw cash at ATMs worldwide

  • Access to over 14,000 surcharge-free ATMs nationwide

  • Surcharge-free ATM access via the TransFund Network

  • Safer and more secure than cash or check

  • Funds deducted directly from checking account

  • Free with all Heritage Bank checking accounts

  • Secure your online purchases by enrolling in Verified by Visa® with participating merchants


Business Debit Card Details:

Debit cards can make life easier for employees while making expense tracking more streamlined and accurate. Eliminate the need for petty cash and lengthy expense reports. Detailed statements simplify accounting, clearly itemizing where and when purchases were made. If quick cash is ever a need, your Heritage Bank card has access to free ATMs nationwide via the TransFund® network.

  • Free with any Heritage Bank business account

  • Reduce costs of purchasing checks

  • Simplify expense tracking

  • Multiple cards can be issued

  • Pre-set employee limits as needed

  • Safer than carrying cash

  • 24/7 access to funds via ATMs

  • Access to over 14,000 surcharge-free ATMs nationwide

  • Surcharge-free ATM access via the TransFund Network

  • Make purchases online or in-store virtually anytime, anywhere

  • Secure your online purchases by enrolling in Verified by Visa with participating merchants

Business Credit Card Details:

With a TIB partnered Heritage Bank Mastercard® Business Credit Card, you’ll enjoy a flexible financing solution that gives you the freedom to invest in what matters most to your business. From purchasing supplies and equipment to covering everyday expenses, you’ll have the resources your operation needs to move forward. Plus, you have the power to choose the card that best fits your business.

Heritage Bank Mastercard Business – Standard Card1
  • No annual fee

  • Low annual percentage rate

  • Fraud protection

Heritage Bank Mastercard Business – Preferred Points Card1
  • Access to exclusive perks (see below)

  • $49 annual fee

  • Low annual percentage rate

  • Fraud protection

Contact us to apply for your Heritage Bank Mastercard Business Card.

 

1 See rates, terms, and conditions of both cards.

Preferred Points Card Rewards Program:

Our TIB partnered Preferred Points Card rewards you for everyday purchases. Earn points and redeem them for exclusive perks like:

  • Cash Back Rewards

  • Travel Rewards

  • Vacation Getaways

  • Green Product Rewards

  • Experience Rewards

  • Charitable Donations

  • Gift Cards

  • Merchandise

Credit Card

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